Congratulations, dear friend! Our next article, as always, will be useful to you. Planning your future and present is interesting, isn't it?! So, for your attention, a new method of organizing your own budget is "4 magic boxes".

 The essence of the method is that you need to distribute the available funds in such a way that you can be maximally satisfied with the money received and enjoy pleasant feelings from spending it.

Organizational moments

 Let's imagine that your parents give you money or you receive a scholarship or you already earn money yourself. So something needs to be done so that they are enough for the whole month.

 We start with 4 magic boxes. These can be pretty boxes for mobile phones, etc. Carefully wrap them in the colored paper - each in a separate color. For example, we will have red, yellow, orange, and green.

 They say that money loves bright colors. But in reality, money cannot love, it is not alive. We love the colors, we enjoy the fact that we can sort through the wonderful boxes in our hands - nice ones, open them, count our dream money... Wrapping the money boxes with love, you yourself do everything for yourself to get the greatest possible flow of funds to you

 What is the essence of the method?

 1. Put 10% in the red box immediately for the future. Let it be for a bright future, and not for a rainy day, as is often said. Never say about money that you save it for a rainy day! Thoughts are material, and a rainy day will surely come if you wait for it. You are putting it off for the brightest, most wonderful day in your life. It can be buying an apartment in the future, the need to pay for education, etc. It is advisable to deposit this money in the bank. (Ask your parents for advice on how you can do this). Money in the bank can even multiply. So you will get more than you put in. Why is our mailbox red? Red is the color of prohibition. Do not touch it, this money is not for quick expenses!

2. We put money in the yellow box for regular payments. This is paying for classes, utilities, loan debt, renting an apartment... If you have such expenses or you want to help your parents, you definitely need this box. Why is our box yellow? - Yellow is the color that says "Attention!". Do not forget to save this money, because you will find yourself in a difficult situation!

3. In the orange box, we will put money for mandatory social expenses. These are your friends' birthdays, school parties, going to the movies with friends - you also need to rest. Therefore, we start an orange box. Why orange? - Orange - similar to yellow. Remember, "Attention" you need for your birthday? And without a gift - not worthy!

4. We put money for current needs in the green box. We have the remainder, which we divide into 4 equal piles and put in different envelopes. One envelope - one week. These are expenses for daily school meals, and the purchase of something absolutely necessary (clothes, shoes, etc.). It is desirable to save this money as much as possible. You should not spend more than the amount calculated for you for the week, because you can remain hungry at the end of the month. You probably have a question, why is the box green? - The green light of the traffic light is a signal that this money can be spent, but wisely!

What if you saved money and didn't spend it in 4 weeks? - Until the end of the month, let this money remain in your envelopes. Then you can transfer them with honor and dignity to any of the previous three boxes: red - to save for a bright future, yellow - to help mom, orange - to have a nice walk with classmates!

You see, there is nothing complicated about it. The main thing is to follow the plan and not waste money on various frivolities and frivolities. Tell your mother, friends, and acquaintances about the method of 4 magic boxes and 4 envelopes! Let them have a good financial life as well. To you, for reading this useful article, may you be lucky always and in everything in a special way, may there be money in all your pockets!

Did they tell you about this at school? No? - Then tell everyone you can about it!